A-Plus Total Health

Medical Protection

THIS PLAN INCLUDES EXTENSIVE COVERAGE FOR COVID-19

Coverage Period

UP TO 80 YEARS OLD

Entry Age

14 DAYS - 60 YEARS OLD

WHAT IS THIS PRODUCT ABOUT

A good medical plan should be able to protect you when you require medical treatment and even when you are healthy. For this reason, we have designed A-Plus Total Health to provide comprehensive medical coverage that safeguards you against escalating medical costs without you having to worry about any lifetime limit. And as we all know that prevention is better than cure, this plan will also reimburse you the cost for health checks and vaccinations to help you determine your health condition and identify any early signs of health issues as well as help you with illness prevention.

Not only that, you can extend the coverage to your family by adding A-Plus Total Health to the plan. To make it hassle-free for you, the medical coverage for each of your loved ones are all under a single basic plan under your name.

When you participate in A-Plus Total Health and, at the same time, sign up as an AIA Vitality member, you will also get to enjoy Health Rewards. Health Rewards offers you additional benefits such as upgrade to your room and board limit and/or increasing the amount in your Health Wallet every year, all without having to pay any additional contribution.

WHAT DOES IT PROVIDE?

COMPREHENSIVE MEDICAL PROTECTION

This plan provides you with comprehensive medical protection. It takes care of your medical bills and lets you focus on your treatment and recovery.

HEALTH WALLET - REWARDS YOU FOR NOT MAKING CLAIMS

An amount will be credited to your Health Wallet if you do not make a claim for 2 consecutive years and your contribution payments are up-to-date. For each subsequent year thereafter that you do not make a claim and for paying your contributions on time, we will continue paying an amount to your Health Wallet, up to 10 times. You can use the Health Wallet amount to complement your healthcare journey where it provides benefits for illness prevention, extra coverage for the top 3 critical illnesses and coverage for mobility and hearing-related equipment in the case of disability and psychiatric consultation for the covered mental conditions. Upon death, any remaining amount in the Health Wallet will be payable, up to 2 times of the coverage amount of the basic plan that A-Plus Total Health is attached to.

OPTIONS TO PAY LESS

To enjoy lower contribution, you may choose a deductible amount of RM500 or RM10,000. Payment of deductible is only applicable for In-Patient Care, i.e. Hospital Room and Board, Intensive Care Unit and In-Hospital Related Fees.

FAMILY BOOST

You can choose to extend the medical coverage to your spouse and children under a single basic plan under your name. Each additional life will have his or her own annual limit and Health Wallet.

PERSONAL MEDICAL CASE MANAGEMENT BENEFIT

Access to the world's leading specialists
Review and re-evaluate your medical condition
Offer medical recommendation based on reviewed diagnosis
Ongoing guidance and support
24/7 hotline (excluding public holidays) in English, Bahasa Malaysia and Mandarin

This benefit is administered by our service provider, Medix Medical Services Asia Limited (Medix).

EXTENSIVE COVERAGE FOR COVID-19

Under this medical plan, you will receive extensive coverage for COVID-19. If you were to experience any side effects or complications from taking an approved COVID-19 vaccine that requires hospital admission, you will be covered for the cost of your medical treatments. Our COVID-19 coverage also includes hospitalisation in the event you contract COVID-19, whether it is an admission to a government or private hospital, as deemed necessary.

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